Some banks also have apps that help you transfer money from one account to another. Visit a branch of your bank or call customer service to get help wiring money. Keep in mind that your bank might charge an extra fee for requesting a transfer in person rather than online. [2] X Research source

You can also find a bank’s routing number on the bank’s website or from your online banking.

You can double-check that a bank’s information matches the routing number you were given on the ABA website at https://routingnumber. aba. com/default1. aspx

If the information doesn’t match, ask the recipient to double-check if they opened the account under a different name or at a different address.

For example, “Jane Doe rent money” would indicate that the money is coming from Jane Doe and is to be used for rent.

The recipient of the wire transfer might also have to pay a fee to get the money. Fees for receiving a wire transfer are usually $15-20. Some banks reduce fees for recurring wire transfers.

Sometimes the first bank will deposit and withdraw a small amount of money into the account at the second bank. The first bank will ask you to log in and check the exact amount to prove that you own and can access both accounts. If you have 2 accounts at the same bank, look for a link that says “internal transfers. "

Usually, it is cheaper to transfer from a bank account than a card. The most well-known wire transfer services in the U. S. are Western Union and TransferWise.

In some cases it is faster to transfer cash than it is to transfer money from an account.

The receiver can also choose to pick up the money in cash. In this case, you won’t need to provide a bank account number, just the receiver’s name. The receiver will have to show a photo ID matching the name the sender provided.

In general, transfer services usually have better rates than banks.

If you have the name and address of the bank, you can look up the SWIFT code. You may also have to provide the bank’s name and address to confirm the SWIFT code.

If you are wiring to a business account, provide the name and address of the business.

You may have to pay a conversion fee. Banks often skew the conversion fee in their favor, to make a profit from converting. [17] X Research source

The receiver may need to pay a fee to collect the transfer, usually around $15-20.

If you need to track the transfer, you may have to pay a tracer fee.